Redefining Financial
Access & Ownership

fyvam is building a unified financial ecosystem that puts control back in hands of users, merchants, and program managers. Our platform provides always-on access to digital banking, crypto assets, self-custody wallets, and a fair payment reporting system.

Our Technology

Empowering Individuals & Businesses

The Ecosystem

Core Solutions

Merging traditional banking with a stablecoin and self-custody wallet to define the future of digital banking on the blockchain.

For Merchants

Simplified payment processing with easy-to understand fee structure

One, flat processing fee
Immediate Settlement
Reduced Fraud Risk
Real-time analytics
Fairer access to card payments for high-risk customers

For Program Managers

Offer your customers full-service, white-label digital banking services with our integrated platform.

White-label infrastructure
Custom loyalty engines
Real-time compliance
Customizable wallets

For Consumers

Take control of your finances with a customized digital bank wallet, budget tools, fair payment reporting, and always-on access.

Consumers have 2 ways to spend their funds:

1)

Spend through traditional banking channels such as debit cards, ATM's, card-to-card transfers, ACH, wire, and check writing.

2)

Use funds as a digitized stablecoin (Sure Coin) in a self-custody wallet for immediate settlement.

Additional Features:

Intelligent Payment Platform
Traditional Bank Account
Integrated Self-custody Wallet
3-key shard security
BudgetBuddy automated budgeting tool
Linked payment history

Replacing Legacy Credit Bureaus

Transparent, accurate, and complete payment history.

The Old Way

Scoring systems that are very difficult for consumers to understand and control

Non- credit based payments are not included in payment history, but charge-offs on such accounts ARE often included which paints an incomplete and arguably, unfair picture of your credit history

Customers don't have easy access to their own credit history even though it is THEIR information

Disputing inaccurate information is difficult and often can't be accomplished even though onus should arguably be on the reporter and not the consumer

The FYVAM Way

Fact-based payment history that includes both credit and non-credit payments to provide your FULL payment history. We eliminate arbitrary scores that don't always accurately provide the consumer's 'full story'.

Payment-based reporting:

Rent Mortgage Utilities Subscriptions Loans

You're not a score or number to us. You are a real person with a real story to tell. Let us help you tell your story to our affiliate lending network in a way that provides fairer access to credit products.

  • Complete and accurate payment history
  • Payment history only - no scoring
  • Encrypted, user-controlled data

Roadmap to Launch

Target: Fall 2026

Protocol Development

Core wallet infrastructure and 3-key shard security development.

Q2 2026
Q2 2026

Beta Testing

Closed beta with select merchants and program managers.

Public Launch

Full platform rollout with all solutions available globally.

Fall 2026

Join the Financial Revolution

Be among the first to experience fair financial access and self-custody banking.